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How to send Ripple (XRP) to an external XRP address

Updated 2 weeks ago by Ana

Cryptopay makes sending XRP easy!


The first thing you need to know when sending funds to an external Ripple wallet is the XRP address of the receiver and a destination tag, if there is one.

Destination tag is a figure (with a maximum of 10 digits), unique to each wallet. A destination tag works just like a reference number with bank transactions.

A destination tag identifies the transaction when multiple transactions from different senders are sent to the same receiving address used by multiple users. With exchanges and hosted wallets, the destination tag identifies the user within the receiving exchange or wallet. 

It's important to know, that some services provide unique Ripple addresses for each user and don't require the destination tag.

Once you know the address and a destination tag, press "Withdraw" near your Ripple account:

Then select "External crypto wallet" and in the pop-up window insert the XRP address, the amount and the destination tag

Please note: the minimum amount to send is 0.001 XRP. To fund a new XRP address, you must send enough XRP to meet the reserve requirement. The current minimum reserve requirement is 20 XRP. Transactions of less than 20 XRP sent to a newly created XRP address will fail. 

Important: XRP transactions without a destination tag will not be executed.

If you’re sure that there’s no destination tag required, you can put “0” in the destination tag field. 

Important: If you put “0" as a Destination tag for a wallet used by multiple users, your funds will be lost PERMANENTLY.

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